WavePayby T3raTech
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WavePay vs 2Checkout (Verifone)

2Checkout, now Verifone, is a merchant of record that sells on your behalf and handles tax; WavePay is not a merchant of record: it routes buyers to payment rails, can use 2Checkout as one of them where it is enabled, and adds Zimbabwean wallets, crypto, licensing and one ledger.

Updated · by T3raTech · Free: 25 payments per 30 days, $0; Growth (recommended): 500 payments per 30 days for $49/month; Scale: 2,500 payments per 30 days for $499/month

2Checkout (Verifone)WavePay
Role
Merchant of record: it is the seller to your buyer
✓A checkout, licensing and ledger layer: your provider account stays the seller
Sales tax and invoicing
Handled by 2Checkout as seller
✓Your responsibility, with the provider you connect
Zimbabwean wallets
✕Not its focus
✓EcoCash, OneMoney, InnBucks, Telecash, O'mari and ZimSwitch through Paynow
Crypto
–Check Verifone
✓Eleven rails quoted in US dollars
Availability for your business
–Depends on Verifone's seller and payout coverage for your country
✓WavePay itself has no country gate; each rail has its own
2Checkout as a rail
Native
✓Built and tested on staging; switched on in production after Verifone approves the account

Questions

Can I use both?

Yes, once 2Checkout is enabled on your deployment: it is one of the rails behind the same checkout call.

Who is the seller in a WavePay payment?

You are, through the provider account the money lands in. WavePay does not act as merchant of record.

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